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Just emerged from a week in the New River Gorge. The Gorge was gorgeous 😎 I’m now in Ohio for the first time in my life. So far WV blows everything else away. The last few days deserve more than ten photos so I’ll probably post another set. #CasitaTravelTrailer #FinancialIndependence #EarlyRetirement #NoWifi #OhioCamping #WayneNationalForest

Just emerged from a week in the New River Gorge. The Gorge was gorgeous 😎 I’m now in Ohio for the first time in my life. So far WV blows everything else away. The last few days deserve more than ten photos so I’ll probably post another set. #CasitaTravelTrailer #FinancialIndependence #EarlyRetirement #NoWifi #OhioCamping #WayneNationalForest
0 0 3 minutes ago

Wow... my 2020 looks like a $10,000 FF. Paid off debt of $5000. Making an extra income besides my current 9-5.
What does your 2020 look like??
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#financialfreedom #finance #financialliteracy #firemovement #financialindependence #financialplanning #financialeducation #debtfreecommunity #debtfree #debtfreelife #debtfreejourney

Wow... my 2020 looks like a $10,000 FF. Paid off debt of $5000. Making an extra income besides my current 9-5. 
What does your 2020 look like??
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#financialfreedom #finance #financialliteracy #firemovement #financialindependence #financialplanning #financialeducation #debtfreecommunity #debtfree #debtfreelife #debtfreejourney
1 3 6 minutes ago

More DIY: not shitty home made crap but stuff that has some thought put into it. We covered crafts and food. What about more every day items? Photos printed out are about 15c each and can be stolen from social media easily! Pop in a frame and done. Cook books of family favourites can easily be collated and typed up and are especially valued when family members pass (trust me). Getting a personalised mug can be like $10 and will become a favourite if it’s the right photo. Likewise calendars can be printed or offered online for peanuts. For even less get a ready made calendar and write down significant dates through it to personalise. A jar full of good thoughts or memories costs nothing and can be incredibly meaningful. Home made decorations are also super cute if they contain a memory such as a ribbon as long as the current baby (idea stolen from FB!). 20 movies to see or places to visit can be easy books to make. Also, an adventure pack can be easy. Write directions like “turn down the next street starting with T” then pull over and then follow the next red car for 3 minutes” takes your recipient on a fun adventure. A homemade picnic pack. A movie pack is also great - bottle of pop or wine, popcorn or microwave popcorn, sweets and a dvd (even better if second hand) or movie tickets can be made up for almost nothing. There are lots and lots of useful goods you can make for almost nothing at home, saving you from blowing the budget.

#daveramsey #babysteps #barefootinvestor #savingmoney #savemoney #moneysavingtips #money #finances #everydollarcounts #frugalliving #frugal #buildwealth #financialfreedom #financialindependence #FIREcommunity #millenialmoney #moneymatters #personalfinance #budget #budgeting #onabudget #debtfree #debtfreecommunity #debtfreenz #debtisdumb #debtsucks #livingonabudget
#christmasideas #diychristmas #savemoneyatchristmas

More DIY: not shitty home made crap but stuff that has some thought put into it. We covered crafts and food. What about more every day items? Photos printed out are about 15c each and can be stolen from social media easily! Pop in a frame and done. Cook books of family favourites can easily be collated and typed up and are especially valued when family members pass (trust me). Getting a personalised mug can be like $10 and will become a favourite if it’s the right photo. Likewise calendars can be printed or offered online for peanuts. For even less get a ready made calendar and write down significant dates through it to personalise. A jar full of good thoughts or memories costs nothing and can be incredibly meaningful. Home made decorations are also super cute if they contain a memory such as a ribbon as long as the current baby (idea stolen from FB!). 20 movies to see or places to visit can be easy books to make. Also, an adventure pack can be easy. Write directions like “turn down the next street starting with T” then pull over and then follow the next red car for 3 minutes” takes your recipient on a fun adventure. A homemade picnic pack. A movie pack is also great - bottle of pop or wine, popcorn or microwave popcorn, sweets and a dvd (even better if second hand) or movie tickets can be made up for almost nothing. There are lots and lots of useful goods you can make for almost nothing at home, saving you from blowing the budget.

#daveramsey #babysteps #barefootinvestor #savingmoney #savemoney #moneysavingtips #money #finances #everydollarcounts #frugalliving #frugal #buildwealth #financialfreedom #financialindependence #FIREcommunity #millenialmoney #moneymatters #personalfinance #budget #budgeting #onabudget #debtfree #debtfreecommunity #debtfreenz #debtisdumb #debtsucks #livingonabudget 
#christmasideas #diychristmas #savemoneyatchristmas
5 0 14 minutes ago

Taking advantage of early payment discounts offered by many service providers can help save you a lot of money in the long term. By scheduling your bills and paying them before the cut-off date you can take out some of stress and cost involved with renting a property.
#EasyBillPay #EBP #propertybills #earlydiscounts #personalfinance #budgeting #financialfreedom #money #finance #financialliteracy #savings #financialeducation #financialindependence #financialplanning #savemoney #moneymanagement

Taking advantage of early payment discounts offered by many service providers can help save you a lot of money in the long term. By scheduling your bills and paying them before the cut-off date you can take out some of stress and cost involved with renting a property. 
#EasyBillPay #EBP #propertybills #earlydiscounts #personalfinance #budgeting #financialfreedom #money #finance #financialliteracy #savings #financialeducation #financialindependence #financialplanning #savemoney #moneymanagement
0 0 16 minutes ago

Not having to drive in your heels or dress shoes is just an added bonus. 🙌
#happyholidays #winning @lyft

Not having to drive in your heels or dress shoes is just an added bonus. 🙌
#happyholidays #winning @lyft
3 1 16 minutes ago

Here is even more evidence (as if we would need it!) that mutual funds really are for suckers ... 72% of equity managers of large-cap funds, for instance, underperform their benchmark index on a gross return basis over a ten-year period. If you consider mutual fund fees that percentage rises to almost 90%.⁠
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Let this sink in: 9 out of 10 mutual fund managers fail to track the benchmark index return, net of fees, yet feel perfectly entitled charging you a small fortune for the privilege to do so.⁠
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With mutual funds, the fund management company gets rich, but NOT you. Be smart and invest in index funds or ETFs only (see my IG Highlights for more info).⁠
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TAG someone who invests in MFs and FOLLOW @retiredby35 for more kick-ass F.I.R.E. info!⁠
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Cheers,⁠
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Chris⁠
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#financialindependence #financialfreedom #financialindependenceretireearly #financialindependencenumber #wealth #personalfinance #daveramsey #investing #passiveincome #financialliteracy #freedomfromdebt #retireearly #retireyoung #firecommunity #firemovement #warrenbuffett #financialtips #savingmoney #savings #savingschallenge #savingsaccount #savingsgoals #debtfree #debtfreejourney #debtfreecommunity #debtfreeisthenewsexy #financialblogger

Here is even more evidence (as if we would need it!) that mutual funds really are for suckers ... 72% of equity managers of large-cap funds, for instance, underperform their benchmark index on a gross return basis over a ten-year period. If you consider mutual fund fees that percentage rises to almost 90%.⁠
.⁠
Let this sink in: 9 out of 10 mutual fund managers fail to track the benchmark index return, net of fees, yet feel perfectly entitled charging you a small fortune for the privilege to do so.⁠
.⁠
With mutual funds, the fund management company gets rich, but NOT you. Be smart and invest in index funds or ETFs only (see my IG Highlights for more info).⁠
.⁠
TAG someone who invests in MFs and FOLLOW @retiredby35 for more kick-ass F.I.R.E. info!⁠
.⁠
Cheers,⁠
.⁠
Chris⁠
.⁠
.⁠
.⁠
#financialindependence #financialfreedom #financialindependenceretireearly #financialindependencenumber #wealth #personalfinance #daveramsey #investing #passiveincome #financialliteracy #freedomfromdebt #retireearly #retireyoung #firecommunity #firemovement #warrenbuffett #financialtips #savingmoney #savings #savingschallenge #savingsaccount #savingsgoals #debtfree #debtfreejourney #debtfreecommunity #debtfreeisthenewsexy #financialblogger
1 0 16 minutes ago

There are two emergency funds you should really have to feel “safe.”
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The first emergency fund you should have is $1000. This should be there no matter if you’re in credit card debt or not.
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This is your “oh shit, something unexpected came up” fund. This is not your, “oh but I really want it” or “oh, we can totally go on vacation fund.”
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This is for when your car unexpectedly breaks down, or you blow a tire, or your dog needs emergency surgery.
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These are for those crazy instances when you need cash. Now this fund is super important even if you have debt, because if you didn’t have this fund you’d probably be throwing those emergencies on your credit card anyway.
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There’s no point in paying down debt if you’re just going to slap more on there.
Now, for your second emergency fund. This should be in place if you do not have any credit debt or any debt of a high percentage (usually above 5-6%).
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This is your 3-6 months of expenses fund. Ideally, you should have six months. This is the, “oh shit I’ve lost my job fund.”
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Honestly, I always felt like these funds were a bit excessive until my dad lost his job during the recession in early 2009 and my parents had to majorly cut back to make their savings last as long as possible.
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I like to think my parents are pretty responsible with their money. They had at least a couple months worth of expenses saved up and still had to nearly max out their credit cards and pull from their retirement to scrape by during that time.
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So basically, this emergency fund is a pretty big deal. You never think it’s a big deal until you need it.
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So if you currently don’t have any debt or your debts have a low interest rate, it’s very important to have at least a few months worth of expenses saved.
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#moneymanagement #moneytips #moneytip #moneyadvice #financialliteracy #financialindependence #healthyfinances #finances #financialadvice #financialtips #financialtip #emergencyfund #savinsgoals #PCSG #postcollegesurvivalguide #financialgoals #financialgoal #lifeaftercollege #moneygoals #moneygoal #adulting101 #adulting #justadulting #adultingproblems #adultingdoneright

There are two emergency funds you should really have to feel “safe.”
.
The first emergency fund you should have is $1000. This should be there no matter if you’re in credit card debt or not.
.
This is your “oh shit, something unexpected came up” fund. This is not your, “oh but I really want it” or “oh, we can totally go on vacation fund.”
.
This is for when your car unexpectedly breaks down, or you blow a tire, or your dog needs emergency surgery.
.
These are for those crazy instances when you need cash. Now this fund is super important even if you have debt, because if you didn’t have this fund you’d probably be throwing those emergencies on your credit card anyway.
.
There’s no point in paying down debt if you’re just going to slap more on there.
Now, for your second emergency fund. This should be in place if you do not have any credit debt or any debt of a high percentage (usually above 5-6%).
.
This is your 3-6 months of expenses fund. Ideally, you should have six months. This is the, “oh shit I’ve lost my job fund.”
.
Honestly, I always felt like these funds were a bit excessive until my dad lost his job during the recession in early 2009 and my parents had to majorly cut back to make their savings last as long as possible.
.
I like to think my parents are pretty responsible with their money. They had at least a couple months worth of expenses saved up and still had to nearly max out their credit cards and pull from their retirement to scrape by during that time.
.
So basically, this emergency fund is a pretty big deal. You never think it’s a big deal until you need it.
.
So if you currently don’t have any debt or your debts have a low interest rate, it’s very important to have at least a few months worth of expenses saved.
.
.
.
.
.
#moneymanagement #moneytips #moneytip #moneyadvice #financialliteracy #financialindependence #healthyfinances #finances #financialadvice #financialtips #financialtip #emergencyfund #savinsgoals #PCSG #postcollegesurvivalguide #financialgoals #financialgoal #lifeaftercollege #moneygoals #moneygoal #adulting101 #adulting #justadulting #adultingproblems #adultingdoneright
1 0 19 minutes ago

Don’t focus on the idea, focus on the execution. ⛏
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Most of the times, strategy follows action. You probably won’t get it right the first time but rapid iteration is the best way to learn anything. 🏃🏽‍♂️
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We certainly didn’t get it right the first time and lost thousands. But failure led us to a winning idea/strategy that no amount of studying could have taught us. 💡
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Fail enough times and you will succeed. One win can make up for all your failures. 🔑
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#lastweekresults
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Follow 👉🏼 @ecomtwins
Follow 👉🏼 @ecomtwins
Follow 👉🏼 @ecomtwins
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#entrepreneurship101 #ecomtwins #selfimprovement #entrepreneurlife #entrepreneurial #motivationquote #entrepreneurmindset #entrepreneursuccess #steadyprogress #failbetter #entrepreneurmind #financialfreedom #entrepreneurminded #disciplineovermotivation #bigimpact #dreambigstartsmall #startnow #financialindependence #businesstips #ecommercetips #ecomtips digitalnomad #shopifytips #entrepreneurship #selfimprovement101 #strugglinghard #struggle #improvedaily #constantimprovement

Don’t focus on the idea, focus on the execution. ⛏
.
Most of the times, strategy follows action. You probably won’t get it right the first time but rapid iteration is the best way to learn anything. 🏃🏽‍♂️
.
We certainly didn’t get it right the first time and lost thousands. But failure led us to a winning idea/strategy that no amount of studying could have taught us. 💡
.
Fail enough times and you will succeed. One win can make up for all your failures. 🔑
.
#lastweekresults
.
Follow 👉🏼 @ecomtwins 
Follow 👉🏼 @ecomtwins
Follow 👉🏼 @ecomtwins
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#entrepreneurship101 #ecomtwins #selfimprovement #entrepreneurlife #entrepreneurial #motivationquote #entrepreneurmindset #entrepreneursuccess #steadyprogress #failbetter #entrepreneurmind #financialfreedom #entrepreneurminded #disciplineovermotivation #bigimpact #dreambigstartsmall #startnow #financialindependence #businesstips #ecommercetips #ecomtips digitalnomad #shopifytips #entrepreneurship #selfimprovement101 #strugglinghard #struggle #improvedaily #constantimprovement
0 0 20 minutes ago

This won't be me. I've started! Granted I've started pretty late, I am currently 36 😳. BUT better late than never! I'm currently working on building an EF which I prefer to call a FF (freedom fund) and I have a goal to pay off $1000 worth of debt by end of year. I currently have $500 in my FF which I anticipate may decrease somewhat due to some unexpected payments... well after all that's what it's for right?! I'll just be working on building it back up. By the end of this year 2019 I will give an update on my $1000 debt pay off. .
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#financialfreedom #finance #financialliteracy #firemovement #financialindependence #financialplanning #financialeducation #debtfreecommunity #debtfree #debtfreelife #debtfreejourney

This won't be me. I've started! Granted I've started pretty late, I am currently 36 😳. BUT better late than never! I'm currently working on building an EF which I prefer to call a FF (freedom fund) and I have a goal to pay off $1000 worth of debt by end of year. I currently have $500 in my FF which I anticipate may decrease somewhat due to some unexpected payments... well after all that's what it's for right?! I'll just be working on building it back up. By the end of this year 2019 I will give an update on my $1000 debt pay off. .
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#financialfreedom #finance #financialliteracy #firemovement #financialindependence #financialplanning #financialeducation #debtfreecommunity #debtfree #debtfreelife #debtfreejourney
4 0 21 minutes ago

By establishing a plan, Engaging Women in Wealth ensures a purpose in the woman seeking her dreams.

By establishing a plan, Engaging Women in Wealth ensures a purpose in the woman seeking her dreams.
0 1 32 minutes ago

Here are our Sustainability Goals for 2020

Switch to a renewable energy provider.

Get solar panels installed.

Green-ify our backyard.

Let me explain that last one. We want to maximise the efficiency of the very small backyard space we now have. That means having less grass, more drought tolerant native plants, fruit trees, a small water tank and room for a veggie patch.

I'd love to hear if you are setting any goals to live a more eco-conscious life in 2020.

Artwork by @beachdontkrillmyvibe 😍

Here are our Sustainability Goals for 2020

Switch to a renewable energy provider.

Get solar panels installed.

Green-ify our backyard.

Let me explain that last one. We want to maximise the efficiency of the very small backyard space we now have. That means having less grass, more drought tolerant native plants, fruit trees, a small water tank and room for a veggie patch.

I'd love to hear if you are setting any goals to live a more eco-conscious life in 2020.

Artwork by @beachdontkrillmyvibe 😍
13 2 34 minutes ago

I currently have over $3m in my bitcoin wallet, you can never earn if you don’t believe!
I’m very happy and proud to be an expert!

DM ME FOR YOUR CRYPTOCURRENCY AND FOREX INVESTMENT•
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#forextrading #forextrader #animals #cash #millionaire #financialindependence #successful #stocks #forexprofit #love #financialfreedom #money #trading #fxtrader #stockmarket #makemoney #binaryoptions #mutualfunds #invest #fxsignals #swingtrading #investment #budgeting #debtfreecommunity #forex #business #scalping #vegan #knowledge #investing

I currently have over $3m in my bitcoin wallet, you can never earn if you don’t believe!
I’m very happy and proud to be an expert!

DM ME FOR YOUR CRYPTOCURRENCY AND FOREX  INVESTMENT•
• .
.
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#forextrading #forextrader #animals #cash #millionaire #financialindependence #successful #stocks #forexprofit #love #financialfreedom #money #trading #fxtrader #stockmarket #makemoney #binaryoptions #mutualfunds #invest #fxsignals #swingtrading #investment #budgeting #debtfreecommunity #forex #business #scalping #vegan #knowledge #investing
991 0 37 minutes ago

Don’t have a ᑭOOᖇ (Passing over opportunities repeatedly) mindset 🔥👌🏾🤦🏾‍♀️Change your thinking ‼️ 👉The modern economic landscape has changed. Once upon a time in this country, you could work 40hrs a week, your spouse didn't have to work and you could retire COMFORTABLY at 60 with a pension. That doesn't exist anymore! Today, 40hrs a week is barely enough to pay rent and utilities even with two incomes.
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We may have historic unemployment rates.... BUT what's NOT discussed is the level of under-employment ✔85% of Americans are not saving enough to Retire COMFORTABLY ✔65% of Americans will retire Flat broke ✔8 out of 10 Americans are living paycheck to paycheck. This is the NEW reality of America... Unless WE TAKE ACTION IMMEDIATELY .
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🔑🔑In today's economy you ABSOLUTELY must have multiple STREAMS of income and a Home Based Business with a Digital Footprint/presence. PERIOD!!! It's time to Change The Narrative
_________________________________________________
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👉🏽👉🏽Let's Talk. Please reach out. I'm passionate about the Financial Freedom and Empowerment of our community . Text (Financial Freedom) to 626.720.4389
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Follow 👉🏽 @CA.Financial.Freedom.Group
Follow 👉🏽 @CA.Financial.Freedom.Group
Follow 👉🏽 @CA.Financial.Freedom.Group .
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#thinkandgrowrich #passiveincome #millionairemindset #theblackupstart #blackwealthmatters #creditalchemist #cafinancialfreedomgroup #mompreneur #buybacktheblock #theMARATHONcontinues #tmc #hbcuwallstreet #blackbusinessowner #TREF #financialliteracy #financialfreedom #fempire #motivation #financialindependence #investblack #groupeconomics #communitybuilding #buyblack #blackbusiness  #blackachievers #blackwealth #blackentrepreneur #bankblack #generationalwealth

Don’t have a ᑭOOᖇ (Passing over opportunities repeatedly) mindset 🔥👌🏾🤦🏾‍♀️Change your thinking ‼️ 👉The modern economic landscape has changed. Once upon a time in this country, you could work 40hrs a week, your spouse didn't have to work and you could retire COMFORTABLY at 60 with a pension. That doesn't exist anymore! Today, 40hrs a week is barely enough to pay rent and utilities even with two incomes.
.
.
We may have historic unemployment rates.... BUT what's NOT discussed is the level of under-employment ✔85% of Americans are not saving enough to Retire COMFORTABLY ✔65% of Americans will retire Flat broke ✔8 out of 10 Americans are living paycheck to paycheck.  This is the NEW reality of America... Unless WE TAKE ACTION IMMEDIATELY .
.
🔑🔑In today's economy you ABSOLUTELY must have multiple STREAMS of income and a Home Based Business with a Digital Footprint/presence. PERIOD!!! It's time to Change The  Narrative 
_________________________________________________
.
👉🏽👉🏽Let's Talk.  Please reach out.  I'm passionate about the Financial Freedom and Empowerment of our community . Text (Financial Freedom) to 626.720.4389
.
.
Follow 👉🏽 @CA.Financial.Freedom.Group 
Follow 👉🏽 @CA.Financial.Freedom.Group 
Follow 👉🏽 @CA.Financial.Freedom.Group .
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#thinkandgrowrich #passiveincome #millionairemindset #theblackupstart #blackwealthmatters #creditalchemist  #cafinancialfreedomgroup #mompreneur #buybacktheblock #theMARATHONcontinues #tmc #hbcuwallstreet #blackbusinessowner #TREF #financialliteracy #financialfreedom #fempire #motivation #financialindependence #investblack #groupeconomics #communitybuilding #buyblack #blackbusiness  #blackachievers #blackwealth #blackentrepreneur #bankblack #generationalwealth
7 0 37 minutes ago

Great #HOUSEHACKING podcast on how to live for free with a low-down payment and have your roommates grow your net worth exponentially! Seriously worth the listen. ⁣

#liveforfree #househacking #biggerpocketsmoneypodcast #howtostartrealestateinvesting #realestateinvestingtheeasyway #jumpinthegame #financialindependence #financialfreedom

Great #HOUSEHACKING podcast on how to live for free with a low-down payment and have your roommates grow your net worth exponentially! Seriously worth the listen. ⁣
⁣
#liveforfree #househacking #biggerpocketsmoneypodcast #howtostartrealestateinvesting #realestateinvestingtheeasyway #jumpinthegame #financialindependence #financialfreedom
0 0 37 minutes ago

November Recap || We made a lot of payments towards our mortgage principal in November in order to get to $101k. Besides our regular payment ($1139.46) and the RSUs ($1500), everything else came from all the transfers we did that are outlined in the picture, sometimes twice in one day. Lol.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The $95.54 payment is something we have setup to automatically withdraw from our account towards the mortgage. We did this because it’s what we would have needed to pay extra in order to pay the mortgage off in 15 years from the time we purchased the house (after we refinanced to a 15-year mortgage). So this was setup before we even started our #mortgagefreejourney.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
On Nov 21, we made the $1500 payment with the RSU money. That got us to $102,020.62. When I saw that we were only $20.62 away from being an even $102k, I told Omar he better find some money in the budget to put towards the mortgage. 🤣 And so he did another transfer of $20.62. Lol.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
And before I could even post about us reaching $102k, we did another payment 6 days later that brought us to $101k.

November Recap || We made a lot of payments towards our mortgage principal in November in order to get to $101k. Besides our regular payment ($1139.46) and the RSUs ($1500), everything else came from all the transfers we did that are outlined in the picture, sometimes twice in one day. Lol.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
The $95.54 payment is something we have setup to automatically withdraw from our account towards the mortgage. We did this because it’s what we would have needed to pay extra in order to pay the mortgage off in 15 years from the time we purchased the house (after we refinanced to a 15-year mortgage). So this was setup before we even started our #mortgagefreejourney.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
On Nov 21, we made the $1500 payment with the RSU money. That got us to $102,020.62. When I saw that we were only $20.62 away from being an even $102k, I told Omar he better find some money in the budget to put towards the mortgage. 🤣 And so he did another transfer of $20.62. Lol.
⠀⠀⠀⠀⠀⠀⠀⠀⠀
And before I could even post about us reaching $102k, we did another payment 6 days later that brought us to $101k.
9 3 40 minutes ago

No fluff here! Jay Morrison Academy is on a mission to #BridgeTheWealthGap by offering wealth education that is affordable, relatable and access to ALL! ⁣

If you're tired of having more questions than answers when watching your favorite gurus real estate and entrepreneurship videos it may be time to pick your path to #financialindependence through our Real Estate, Business and Credit Curriculum (RBC's).⁣⁣
⁣⁣
For more details including how to enroll in the RBC Curriculum visit www.JayMorrisonAcademy.com⁣

#JayMorrisonAcademy #BridgingTheWealthGap #RealEstateInvesting #WholesaleRealEstate #RealEstateEducation #RealEstate #Business #BusinessTips #BusinessOwner #Credit #CreditTips #CreditRepair

No fluff here! Jay Morrison Academy is on a mission to #BridgeTheWealthGap by offering wealth education that is affordable, relatable and access to ALL! ⁣
⁣
If you're tired of having more questions than answers when watching your favorite gurus real estate and entrepreneurship videos it may be time to pick your path to #financialindependence through our Real Estate, Business and Credit Curriculum (RBC's).⁣⁣
⁣⁣
For more details including how to enroll in the RBC Curriculum visit www.JayMorrisonAcademy.com⁣
⁣
#JayMorrisonAcademy #BridgingTheWealthGap #RealEstateInvesting #WholesaleRealEstate #RealEstateEducation #RealEstate #Business #BusinessTips #BusinessOwner #Credit #CreditTips #CreditRepair
11 0 41 minutes ago

We’re looking for Men and Women, 21-85 years of age, to participate in a 90 minute online (webcam) #focusgroup market research study regarding #financial products and services. Qualified individuals will receive $125 ( #Amazon Gift Card) after they have completed the study. Please click the link in our bio to answer our pre-qualifying questions! *PLEASE SHARE WITH FRIENDS AND FAMILY!* Location: Nationwide via webcam

Incentive: $125 Amazon Gift Card

Duration: 90 minutes

Date(s): Dec. 16th- Dec. 18th

Time(s): various
#financialliteracy #financialindependence #financialservices #marketresearch #opinion #focusgroup
Your voluntary participation in market research with Fieldwork constitutes an Independent Contractor relationship, not an Employment relationship.

We’re looking for Men and Women, 21-85 years of age, to participate in a 90 minute online (webcam) #focusgroup market research study regarding #financial products and services. Qualified individuals will receive $125 (#Amazon Gift Card) after they have completed the study. Please click the link in our bio to answer our pre-qualifying questions! *PLEASE SHARE WITH FRIENDS AND FAMILY!* Location: Nationwide via webcam

Incentive: $125 Amazon Gift Card

Duration: 90 minutes

Date(s): Dec. 16th- Dec. 18th

Time(s): various
#financialliteracy #financialindependence #financialservices #marketresearch #opinion #focusgroup 
Your voluntary participation in market research with Fieldwork constitutes an Independent Contractor relationship, not an Employment relationship.
4 4 41 minutes ago

We save, invest, and pay off debt at the same time! 💰
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We believe that the best strategy is the strategy that will help reach your goals quicker. 📍
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We do not believe that you should just pay off all debt and only have 1k or 3-6 months in savings while trying to do that.
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We have goals around being homeowners, debt freedom, investing, and eventually being entrepreneurs.
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Don’t follow someone else’s plan who lives a completely different life.

#journeytoproverbs #debtfreedom #strategy #financialindependence #totalmoneymakeover #budget #financialfreedom #finance #financialindependenceretireearly #money #journey

We save, invest, and pay off debt at the same time! 💰
.
We believe that the best strategy is the strategy that will help reach your goals quicker. 📍
.
We do not believe that you should just pay off all debt and only have 1k or 3-6 months in savings while trying to do that.
.
We have goals around being homeowners, debt freedom, investing, and eventually being entrepreneurs.
.
Don’t follow someone else’s plan who lives a completely different life.

#journeytoproverbs #debtfreedom #strategy #financialindependence #totalmoneymakeover #budget #financialfreedom #finance #financialindependenceretireearly #money #journey
8 1 41 minutes ago

It’s been a hot minute since I have shared anything! What can I say life gets busy when you focus on living! 🤷‍♀️Oh and...I. QUIT. MY. JOB. 🥳Took a much needed break from social media.
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After making the plan to actively focus on our debt, Nick and I acknowledged that we also wanted to focus on trying new experiences and making memories. Since I’ve last shared here, I took a trip back home to Idaho, flew to visit one my bests in New York, took a road trip to Louisville to visit friends and to see an Ariana Grande concert(that was cancelled unfortunately 😭), another road trip to North Caroline for a football game and a re-attempt at Ari’s concert(successfully 👏🏼, while dragging my husband along), Thanksgiving in WV and visiting family in Columbus, Ohio and attending the Sunbelt Championship game at Appalachian State. Whew! Travel can get exhausting sometimes but it has been amazing!
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For me, creating and having these experiences is what pushes me through on my debt free journey! It is my motivation! There is definitely a balance to keeping everything budget friendly while traveling. I try to prioritize what is most important to us on the trip so we don’t go crazy and overspend.
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Before the end of the year is over we have 3 more trips planned. Concert in Detroit, a stay in Savannah, Ga and holidays with family in Florida!
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All of this is possible right now because I. QUIT. MY. JOB. and decided to spend 2 months traveling. #YOLO Haven’t made any crazy dents at my debt but I am still steadily chipping away and have a plan in place. I will share more on this later.
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#debtfreejourney #debtfreecommunity #travel #moneymotivation #daveramsey #money #debt #financialfreedom #financialindependence #babystep2

It’s been a hot minute since I have shared anything! What can I say life gets busy when you focus on living! 🤷‍♀️Oh and...I. QUIT. MY. JOB. 🥳Took a much needed break from social media.
.
.
After making the plan to actively focus on our debt, Nick and I acknowledged that we also wanted to focus on trying new experiences and making memories. Since I’ve last shared here, I took a trip back home to Idaho, flew to visit one my bests in New York, took a road trip to Louisville to visit friends and to see an Ariana Grande concert(that was cancelled unfortunately 😭), another road trip to North Caroline for a football game and a re-attempt at Ari’s concert(successfully 👏🏼, while dragging my husband along), Thanksgiving in WV and visiting family  in Columbus, Ohio and attending the Sunbelt Championship game at Appalachian State. Whew! Travel can get exhausting sometimes but it has been amazing!
.
.
For me, creating and having these experiences is what pushes me through on my debt free journey! It is my motivation! There is definitely a balance to keeping everything budget friendly while traveling. I try to prioritize what is most important to us on the trip so we don’t go crazy and overspend.
.
.
Before the end of the year is over we have 3 more trips planned. Concert in Detroit, a stay in Savannah, Ga and holidays with family in Florida!
.
.
All of this is possible right now because I. QUIT. MY. JOB. and decided to spend 2 months traveling. #YOLO Haven’t made any crazy dents at my debt but I am still steadily chipping away and have a plan in place. I will share more on this later.
.
#debtfreejourney #debtfreecommunity #travel #moneymotivation #daveramsey #money #debt #financialfreedom #financialindependence #babystep2
7 0 44 minutes ago

The better your score, the easier it may be to get approved for new loans or lines of credit.

A personal loan with regular payments can establish your positive payment history, which can help you increase your credit score.

Having a hard time finding a loan source?

Visit us today!

#cash #money #finance #business #credit #loan #payday #creditscore #instacredit #instacreditscore #personalloans #quickloans #financetips #financegoals #personalfinance #financialfreedom #financialliteracy #financialindependence #financial #creditmatters #creditispower #moneymanagement #moneygoals #moneymoney #moneytalks #moneymotivated

The better your score, the easier it may be to get approved for new loans or lines of credit.

A personal loan with regular payments can establish your positive payment history, which can help you increase your credit score.

Having a hard time finding a loan source?

Visit us today!

#cash #money #finance #business #credit #loan #payday #creditscore #instacredit #instacreditscore #personalloans #quickloans #financetips #financegoals #personalfinance #financialfreedom #financialliteracy #financialindependence #financial #creditmatters #creditispower #moneymanagement #moneygoals #moneymoney #moneytalks #moneymotivated
1 0 45 minutes ago

*ROBINHOOD STOCK PORTFOLIO UPDATE - BIG GAINS*
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👉Follow @stock_mania_ for more!
👉Follow @stock_mania_ for more!
👉Follow @stock_mania_ for more!
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Very good day for my @robinhoodapp portfolio! Skyworks’s Solutions (SWKS), Tesla (TSLA), and Uber (UBER) were my big gainers today!
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Do you own any of these stocks?

*ROBINHOOD STOCK PORTFOLIO UPDATE - BIG GAINS*
-
👉Follow @stock_mania_ for more!
👉Follow @stock_mania_ for more!
👉Follow @stock_mania_ for more!
-
Very good day for my @robinhoodapp portfolio! Skyworks’s Solutions (SWKS), Tesla (TSLA), and Uber (UBER) were my big gainers today!
-
Do you own any of these stocks?
4 2 50 minutes ago

[REAL ESTATE] Speaking it into existence. I am about halfway to my goal for my next rental property.
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I’ve already got it “picked out”. It will look something like this one. Two levels. 3 bedrooms. 2 toilets OR 2 full bathrooms. One car garage. Second living space that can be a bedroom.
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I can see it so clearly.
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Consider this my accountability post. If I don’t post that I’ve bought a new house in 2020, y’all come check on me.
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Okay thanks. You may continue scrolling.
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#knoxville #knoxvilletennessee #rent #rentalproperty #rentalproperties #investmentproperty #investment #realestate #realestateagent #realestateinvesting #realestateinvestor #realestatelife #knoxvillerealestate #knoxvillerealtor #debtfreecommunity #fire #financialindependenceretireearly #financialindependence #goals #path #winning #dream #dreambig #dreamboard #investing #investment #investinyourself

[REAL ESTATE] Speaking it into existence. I am about halfway to my goal for my next rental property.
.
I’ve already got it “picked out”. It will look something like this one. Two levels. 3 bedrooms. 2 toilets OR 2 full bathrooms. One car garage. Second living space that can be a bedroom.
.
I can see it so clearly.
.
Consider this my accountability post. If I don’t post that I’ve bought a new house in 2020, y’all come check on me.
.
Okay thanks. You may continue scrolling.
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.
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#knoxville #knoxvilletennessee #rent #rentalproperty #rentalproperties #investmentproperty #investment #realestate #realestateagent #realestateinvesting #realestateinvestor #realestatelife #knoxvillerealestate #knoxvillerealtor #debtfreecommunity #fire #financialindependenceretireearly #financialindependence #goals #path #winning #dream #dreambig #dreamboard #investing #investment #investinyourself
31 7 54 minutes ago

Topical Article:

There could be a real chance of a trade deal on the horizon if China's exports continue to drop too fast. It could be a very interesting time for equities if a deal was to be done.
Check out this article using the link in bio ‘Topical Article’
#FXEVOLUTION

Topical Article:

There could be a real chance of a trade deal on the horizon if China's exports continue to drop too fast. It could be a very interesting time for equities if a deal was to be done. 
Check out this article using the link in bio ‘Topical Article’ 
#FXEVOLUTION
2 2 59 minutes ago

Every single time you put money towards a credit card payment, student loan payment, car note payment or any debt related payment, that is a loss of opportunity. You lose the opportunity to wisely invest your funds to earn you compound interest. Most people believe that you aren’t able to pay off debt AND have your money work for you at the same time. Fortunately that’s simply not true. If you’re ready to learn how to leverage your money so that you’re using it TWICE (like the banks do), then I will gladly help you with that.

Every single time you put money towards a credit card payment, student loan payment, car note payment or any debt related payment, that is a loss of opportunity. You lose the opportunity to wisely invest your funds to earn you compound interest. Most people believe that you aren’t able to pay off debt AND have your money work for you at the same time. Fortunately that’s simply not true. If you’re ready to learn how to leverage your money so that you’re using it TWICE (like the banks do), then I will gladly help you with that.
13 3 59 minutes ago

DON’T start investing unless:
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1️⃣You’re debt free (except for your home);
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2️⃣You know how to budget and stay out of debt!
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3️⃣You have a decent emergency fund of 3-6 months expenses in your savings account paying you over 1.5% interest;
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4️⃣You’ve done research and are confident in what you’re investing in! If you’re looking for a book on investing, my favourite one is Millionaire Teacher by Andrew Hallam. Don’t invest until you understand what you’re investing in!
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Boss Girl Millionaire Rules:
▫️Save first;
▫️Invest early and often second;
▫️Spend third;
And ALWAYS live within your means.
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⚠️Never financial advice; invest at your own risk. ⚠️

DON’T start investing unless:
.
1️⃣You’re debt free (except for your home);
.
2️⃣You know how to budget and stay out of debt!
.
3️⃣You have a decent emergency fund of 3-6 months expenses in your savings account paying you over 1.5% interest;
.
4️⃣You’ve done research and are confident in what you’re investing in! If you’re looking for a book on investing, my favourite one is Millionaire Teacher by Andrew Hallam. Don’t invest until you understand what you’re investing in!
.
Boss Girl Millionaire Rules:
▫️Save first;
▫️Invest early and often second;
▫️Spend third;
And ALWAYS live within your means.
.
⚠️Never financial advice; invest at your own risk. ⚠️
66 7 1 hour ago

If you have the courage to start, you have the courage to succeed. Invest in binary trade today using bitcoin and be successful after trading.

DM me for updates on how to trade wisely,am a binary trade expert and I help individual trade for a fixed amount. Trade with me and make huge profits after trading.

#financialindependence #financialfreedom #90daychallenge #freetraining #earnextraincome #greatopportunity #businessbuilder #buildanempire #makingmoneyfromhome
#settinggoals
#incomesecrets

If you have the courage to start, you have the courage to succeed. Invest in binary trade today using bitcoin and be successful after trading.

DM me for updates on how to trade wisely,am a binary trade expert and I help individual trade for a fixed amount. Trade with me and make huge profits after trading.

#financialindependence #financialfreedom #90daychallenge #freetraining #earnextraincome #greatopportunity #businessbuilder #buildanempire #makingmoneyfromhome 
#settinggoals
#incomesecrets
1 0 1 hour ago

It is important to know your net worth so that you can begin working toward building it. Knowing your net worth will help you gain an understanding of your own personal financial situation and can help you set goals toward the next step on your financial path. To figure your net worth you need to add up the value of all of your assets (bank accounts, home, vehicles, investments, etc.) and then subtract your liabilities (mortgage, loans, credit card debts, etc.). #finance #networth #moneycents #financialfreedom #budgeting #retirementplanning #financialindependence #financialtips #financialliteracy

It is important to know your net worth so that you can begin working toward building it. Knowing your net worth will help you gain an understanding of your own personal financial situation and can help you set goals toward the next step on your financial path. To figure your net worth you need to add up the value of all of your assets (bank accounts, home, vehicles, investments, etc.) and then subtract your liabilities (mortgage, loans, credit card debts, etc.). #finance #networth #moneycents #financialfreedom #budgeting #retirementplanning #financialindependence #financialtips #financialliteracy
0 0 1 hour ago

On set... Launch is tonight. The goal is to, first, make a bunch of money for our subscribers; second make a bunch of money for us; and third... What I'm super excited about is giving ONE MILLION (1,000,000) meals to those needing a hand up in our local area. Wish me and the team luck tonight. I want to hit that 1,000,000 meals!!!!
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#marketing #marketingdigital #webinar #financialfreedom #marketingtips #marketingstrategy #marketingagency #marketing #digitalmarketing #digitalmarketer #business #affiliatemarketing #affiliate #smallbusiness #smallbusinessowner #trading #trading #cryptocurrency #crypto #cryptotrading #financialmarketing  #financialliteracy #financialindependence #launch #launchingsoon
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On set... Launch is tonight. The goal is to, first, make a bunch of money for our subscribers; second make a bunch of money for us; and third... What I'm super excited about is giving ONE MILLION (1,000,000) meals to those needing a hand up in our local area. Wish me and the team luck tonight. I want to hit that 1,000,000 meals!!!!
-
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#marketing #marketingdigital #webinar #financialfreedom #marketingtips #marketingstrategy #marketingagency #marketing #digitalmarketing #digitalmarketer #business #affiliatemarketing #affiliate #smallbusiness #smallbusinessowner #trading #trading #cryptocurrency #crypto #cryptotrading #financialmarketing  #financialliteracy #financialindependence #launch #launchingsoon
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17 5 1 hour ago

🌟Do you set goals in areas of your life other than finances? While reading a book last year, I came across the idea of setting goals using the "wheel of life" categories. My husband and I used these categories when we sat down to plan our 2019 goals, and we plan to do the same for 2020.
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🌟I have seen variations of this concept, so don't feel obligated to use these specific categories. We all have areas we naturally excel in, and those we don't, so setting goals in all areas helps us enjoy a well-rounded life and overall wellness.
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🌟What categories and methods do you use when setting your annual goals?
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#goals #goalsetting #goalsetting2020 #debtfreegoals #lifegoals #financialgoals #financialpeace #debtfreecommunity #cultivatewhatmatters #liveintentionally #intentionalliving #debtfreelifestyle #personalfinance #debtfreegoals #financialindependence #livelikenooneelse #familygoals #babysteps #financialwellness #itsnevertoolate #faithandfinances #debtfreeliving #budgeting #finance #frugal #debtfreedom

🌟Do you set goals in areas of your life other than finances?  While reading a book last year, I came across the idea of setting goals using the "wheel of life" categories.  My husband and I used these categories when we sat down to plan our 2019 goals, and we plan to do the same for 2020.
-
🌟I have seen variations of this concept, so don't feel obligated to use these specific categories. We all have areas we naturally excel in, and those we don't, so setting goals in all areas helps us enjoy a well-rounded life and overall wellness.
-
🌟What categories and methods do you use when setting your annual goals?
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#goals #goalsetting #goalsetting2020 #debtfreegoals #lifegoals #financialgoals #financialpeace #debtfreecommunity #cultivatewhatmatters #liveintentionally #intentionalliving #debtfreelifestyle #personalfinance #debtfreegoals #financialindependence #livelikenooneelse #familygoals #babysteps #financialwellness #itsnevertoolate #faithandfinances #debtfreeliving #budgeting #finance #frugal #debtfreedom
6 1 1 hour ago

The women in your life deserved to be showered with gifts (and love, of course) every day! But birthdays and holidays can really add up especially if you have a lot of special women in your life! ⁠⠀
⁠⠀
Living on a budget, I’ve gotten pretty good at finding fun and frugal gifts while sticking to my “gift” budget so I want to show you some unique and inexpensive gifts for HER!⁠⠀
⁠⠀
These gifts are inexpensive, in fact, they are all under $25.00…plus they are perfect for the woman who has everything and is especially tough to buy for! ⁠⠀
⁠⠀
These are perfect inexpensive gifts for her that will leave her feeling extra special! ⁠⠀
⁠⠀
Find the link in my bio to read the full post...⁠⠀
⁠⠀
Do you set a specific gift budget per person for the holidays or do you prefer to purchase the perfect gift for them regardless of the price?

The women in your life deserved to be showered with gifts (and love, of course) every day!  But birthdays and holidays can really add up especially if you have a lot of special women in your life! ⁠⠀
⁠⠀
Living on a budget, I’ve gotten pretty good at finding fun and frugal gifts while sticking to my “gift” budget so I want to show you some unique and inexpensive gifts for HER!⁠⠀
⁠⠀
These gifts are inexpensive, in fact, they are all under $25.00…plus they are perfect for the woman who has everything and is especially tough to buy for! ⁠⠀
⁠⠀
These are perfect inexpensive gifts for her that will leave her feeling extra special! ⁠⠀
⁠⠀
Find the link in my bio to read the full post...⁠⠀
⁠⠀
Do you set a specific gift budget per person for the holidays or do you prefer to purchase the perfect gift for them regardless of the price?
16 1 1 hour ago

Bonds issued by the government are usually among the least risky, as they have the backing of a powerful central government, such as Canada or the United States. Bonds can be a great way to diversify your investment portfolio.⠀

https://www.budgetboss.ca/rrs-step-5-investing/⠀


#budgetboss #bossmoney #LDNont #boss #spendwisely #moneyhabits #budgeting #frugallife #debtfreeliving #daveramseybabysteps #finacialindependence #firecommunity #buildwealth #debtfreejourney #debtfreecommunity #moneymatters #livingonabudget #financialindependence #financialfreedom #MoneyMotivation

Bonds issued by the government are usually among the least risky, as they have the backing of a powerful central government, such as Canada or the United States. Bonds can be a great way to diversify your investment portfolio.⠀
⠀
https://www.budgetboss.ca/rrs-step-5-investing/⠀
⠀
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#budgetboss #bossmoney #LDNont #boss #spendwisely #moneyhabits #budgeting #frugallife #debtfreeliving #daveramseybabysteps #finacialindependence #firecommunity #buildwealth #debtfreejourney #debtfreecommunity #moneymatters #livingonabudget #financialindependence #financialfreedom #MoneyMotivation
2 0 1 hour ago

So when I decided to pursue financial coaching as a side hustle I worked as a research fellow at the National Institutes of Health. My fellowship was ending in 8 months and I had no plan for how I was going to make life work. So I decided that when this research fellowship ended I needed to have a flourishing side hustle so I wouldn't be broke at a minimum. It's almost hilarious to me now as I look back at my original business plan. I was fully committed to making this thing happen in 8 months (which did not happen). Ultimately, I got a full-time job before the end of my fellowship so everything turned out fine. However, I say all that to say I was not prepared for making this business work for the long term when I initially started. I had no money saved to fund this side hustle. I was an enthusiastic beginner who thought I had a solid plan. By no means do I have everything figured out, however, if I could pass down some learned lessons this would be one of them. Give yourself some runway, because things will probably take longer than your predictions. Have you ever been an enthusiastic beginner when learning a new task? Let me know in the comments!⠀
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#debtfreecommunity #buildwealth #financialfreedom #sidehustle #financialindependence #frugallife #budgetlife

So when I decided to pursue financial coaching as a side hustle I worked as a research fellow at the National Institutes of Health. My fellowship was ending in 8 months and I had no plan for how I was going to make life work. So I decided that when this research fellowship ended I needed to have a flourishing side hustle so I wouldn't be broke at a minimum. It's almost hilarious to me now as I look back at my original business plan. I was fully committed to making this thing happen in 8 months (which did not happen). Ultimately, I got a full-time job before the end of my fellowship so everything turned out fine. However, I say all that to say I was not prepared for making this business work for the long term when I initially started. I had no money saved to fund this side hustle. I was an enthusiastic beginner who thought I had a solid plan. By no means do I have everything figured out, however, if I could pass down some learned lessons this would be one of them. Give yourself some runway, because things will probably take longer than your predictions. Have you ever been an enthusiastic beginner when learning a new task? Let me know in the comments!⠀
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#debtfreecommunity #buildwealth #financialfreedom #sidehustle #financialindependence #frugallife #budgetlife
7 2 1 hour ago

The climb might feel exhausting but keep going. This is only temporary. You have to keep believing that this is the way out of the #lending shackles and stay focused. You WILL reach #financialfreedom

The latte or lunch you skip today will be worth it. Remember your why and keep running that #gazelleintense race. Keep #hustling!!! 🙌 You got this

#moneyquotes #debtfreequotes #debtfreecommunity #debtfreejourney #debtfreemotivation #daveramsey #financialfocus #cashisking #debtisdumb #payoffdebt #creditcarddebt #debtsnowball #snowballmethod #moneywin #moneygoals #fire #financialindependence

The climb might feel exhausting but keep going. This is only temporary. You have to keep believing that this is the way out of the #lending shackles and stay focused. You WILL reach #financialfreedom

The latte or lunch you skip today will be worth it. Remember your why and keep running that #gazelleintense race. Keep #hustling!!! 🙌 You got this

#moneyquotes #debtfreequotes #debtfreecommunity #debtfreejourney #debtfreemotivation #daveramsey #financialfocus #cashisking #debtisdumb #payoffdebt #creditcarddebt #debtsnowball #snowballmethod #moneywin #moneygoals #fire #financialindependence
17 3 1 hour ago

Top #financialindependence posts

Not sure how to get that budget in order? Follow the 50/30/20 rule!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 1️⃣: Calculate your post-tax monthly income⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 2️⃣: Understand your expenses (gather statements from previous 3 months and itemize by category)⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 3️⃣: Calculate expenses as a percentage of income ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 4️⃣: Try to keep your expenses for "necessary stuff" within 50% of your monthly income, your expenses for "fun/wants" within 30% of your monthly income, and the remaining 20% on "future you" (investments, savings, sinking funds, etc.)⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 5️⃣: After assessing your expenses, make adjustments as needed to fit within your goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 6️⃣: Check in at the end of every month to track how you did and make any corrections as needed⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Go ahead then - you've got this!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#SavviHer #Budgeting #Budgeting101 #50/30/20 #BudgetingMethod #BudgetTips #SavingMoney #Savings #FinancialPlanning #FinanceTips #MoneyBlogger #DFC #DebtFreeCommunity #Mompreneur #WealthyMindset #WealthyMinds #WealthyLiving #MoneyMotivation #FemaleFinancialAdvisor #FinancialAdvisor #WomenInBusiness #FinanceWomen #FinancialFreedom #FinancialIndependence #FinanciallyIndependent

Not sure how to get that budget in order? Follow the 50/30/20 rule!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 1️⃣: Calculate your post-tax monthly income⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 2️⃣: Understand your expenses (gather statements from previous 3 months and itemize by category)⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Step 3️⃣: Calculate expenses as a percentage of income ⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
Step 4️⃣: Try to keep your expenses for "necessary stuff" within 50% of your monthly income, your expenses for "fun/wants" within 30% of your monthly income, and the remaining 20% on "future you" (investments, savings, sinking funds, etc.)⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Step 5️⃣: After assessing your expenses, make adjustments as needed to fit within your goals⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Step 6️⃣: Check in at the end of every month to track how you did and make any corrections as needed⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Go ahead then - you've got this!⠀⠀⠀⠀⠀⠀⠀⠀⠀
⠀⠀⠀⠀⠀⠀⠀⠀⠀
#SavviHer #Budgeting #Budgeting101 #50/30/20 #BudgetingMethod #BudgetTips #SavingMoney #Savings #FinancialPlanning #FinanceTips #MoneyBlogger #DFC #DebtFreeCommunity #Mompreneur #WealthyMindset #WealthyMinds #WealthyLiving #MoneyMotivation #FemaleFinancialAdvisor #FinancialAdvisor #WomenInBusiness #FinanceWomen #FinancialFreedom #FinancialIndependence #FinanciallyIndependent
1,627 78 9 December, 2019

Y’all, a few years ago I didn’t have an adequate savings account and was struggling to make minimum payments. What a difference paying off your debt can make! I list these items not to brag, but to show how truly different your life can be once you set your mind to getting rid of things which hold you back!

Y’all, a few years ago I didn’t have an adequate savings account and was struggling to make minimum payments. What a difference paying off your debt can make! I list these items not to brag, but to show how truly different your life can be once you set your mind to getting rid of things which hold you back!
1,412 107 1 December, 2019

I highly recommend you follow @Wealth.
Learn what the rich did to get wealthy and how to do it yourself!

Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth

I highly recommend you follow @Wealth. 
Learn what the rich did to get wealthy and how to do it yourself!

Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
7,313 198 7 hours ago

I highly recommend you follow @Wealth.
Learn what the rich did to get wealthy and how to do it yourself!

Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth

I highly recommend you follow @Wealth. 
Learn what the rich did to get wealthy and how to do it yourself!

Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
Follow 👉🏻 @Wealth
6,844 346 10 December, 2019

O N. G O D. A N D. E M 👊🏾‼️ - On everything I love, if you can feel what you want to manifest it will appear in your life with ease‼️‼️‼️‼️ But it starts with Love and Obsession!!!! Everything I’ve ever manifested started with me be so obsessed with it that it occupied a lot of my time! Drop a 👍🏾 or 👎🏾 if you agree or disagree

O N. G O D. A N D. E M 👊🏾‼️ - On everything I love, if you can feel what you want to manifest it will appear in your life with ease‼️‼️‼️‼️ But it starts with Love and Obsession!!!! Everything I’ve ever manifested started with me be so obsessed with it that it occupied a lot of my time! Drop a 👍🏾 or 👎🏾 if you agree or disagree
1,213 49 11 hours ago

If you feel the same comment below!

If you feel the same comment below!
11,659 309 4 December, 2019

✊🏿 #Repost @makeitreyni (@get_repost)
・・・
.
.
It's crazy how much you can change in one year if you just put the work in and become intentional with your goals. You got this! Stop letting fear and doubt get in your way. Be so busy improving yourself that you have no time for hate, regret, or fear. Invest in yourself; emotionally, physically, financially! .
.
#financialindependence #millennialfinance #millennialbudget #debtfree #millennialfirecommunity #mfm
#manifestitintoexistence
#debtfreecommunity
#debtfreejourney
#daveramseybabysteps
#fitnessjourney
#blacktwitter #✊🏿 #firecommunity #retireyoung #financialtips #financialfreedom

✊🏿 #Repost @makeitreyni (@get_repost)
・・・
.
.
It's crazy how much you can change in one year if you just put the work in and become intentional with your goals. You got this! Stop letting fear and doubt get in your way. Be so busy improving yourself that you have no time for hate, regret, or fear. Invest in yourself; emotionally, physically, financially! .
.
#financialindependence #millennialfinance #millennialbudget #debtfree #millennialfirecommunity #mfm 
#manifestitintoexistence
#debtfreecommunity 
#debtfreejourney 
#daveramseybabysteps
#fitnessjourney 
#blacktwitter #✊🏿 #firecommunity #retireyoung #financialtips #financialfreedom
4,770 127 30 November, 2019

If you have the temperament to sit down and read annual reports you can do the same 🧐

If you have the temperament to sit down and read annual reports you can do the same 🧐
8,890 341 8 December, 2019

Patience Anakin

Patience Anakin
9,526 338 6 December, 2019